Bright and open Ruby Hill brick ranch. This home features an open floor plan, classic character, stainless steel appliances, quartz counter tops, a new electric panel, water heater, furnace and hardwood floors throughout. With an oversized yard, a shed and ample off street parking, this home has it all. Conveniently located on a quiet street and close to public transportation, restaurants, and shops. This home qualifies for a $5,000 lender credit and also has a portfolio loan called the Key Community Program that allows 0% down payment with no PMI. Therefore, a buyer can purchase your listing with 0% down payment, no PMI and get a $5,000 lender credit which can be used towards closing costs or to buy down the interest rate! Ask me how!

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